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Focus on Success AFS Update
AFS Coach
Be a Voice Mail Hero
No one likes to listen to a stream-of-consciousness voice mail that drones on for painful minutes. But too often that's exactly what we hear. Efficient voice mail messages show that you respect the recipients and don't want to waste their time. And mastering voice mail demonstrates that you can communicate effectively. Follow these tips to make a great voice mail impression.

StartUp Success
4 Accounting Rules For Startups
Accurate accounting and proper record keeping can mean the difference between success and failure for small businesses. After all, money is the bottom line. So here are four accounting rules you should take to heart. Follow these rules to keep your small business in the black - and the IRS happy.

Focus Workshop
Smart Travelers Get Their Rewards
Families looking to pay less and travel more this summer are turning to hotel loyalty programs for savings. And they're reaping rewards. Try these ideas.

Owner's Manual
7 Tips for Managing Business Credit Cards
Paying with plastic is standard operating procedure for most small-business owners. Like everything else in your business, credit cards require some managing. To get the most convenience from your credit cards follow these eight tips:

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Convenience AND Savings
Did you know that there are over 6,300 CVS/pharmacy stores in the U.S.? Chances are there is a CVS/pharmacy location near you. If not, you can always visit online at AFS Members receive an ExtraCare® Health Card with membership, allowing you to save an additional 20% every time you use your ExtraCare® Health Card to purchase CVS/pharmacy brand health-related items. These products are the same high quality as national brands, but cost much less. Use your ExtraCare® Health Card for cold and flu remedies, pain relievers, stomach remedies, baby care, first aid and more to stock up your medicine cabinet today!

For more information about the ExtraCare® Health Card, click here

Are you a small-business owner or self-employed?
Are you a consumer who wants to provide benefits
for yourself or your family?
To meet your specific needs, AFS has created three membership packages. Select from the Independence, Liberty, or Access package and choose from a wide variety of benefits that help you save money and provide protection for the unexpected.
Setup your AFS Web Account

Your Web Account is your key to exclusive members-only features on the site.

»Order your benefits online.

»Get contact information for AFS benefit providers.

»Keep informed about the latest benefit updates & special offers.

Explore the Site

We invite you to explore some of the most popular features of our Web site:

Download Flyer
Potential member savings are annual and are based on a pricing study administered by Spire based in Dallas, TX. Potential member savings are annual and represent the sum of commonly used benefits available to AFS Members. Benefit availability dependent upon state of residence, package option and member level, and maybe subject to change.

2015 Americans For Financial Security For More Information: 1-800-492-1016