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Focus on Success AFS Update
AFS Coach
Six Holiday Etiquette Tips
'Tis the season to not embarrass yourself. Holiday etiquette once was a far simpler thing. With that in mind, here are a few tips to keep in mind as you revel in the season of joy.

StartUp Success
Five Home Office Myths
If you're about to open your own home office, welcome to the crowd. An amazing 52% of all U.S. small businesses are home-based. But the realities of working in a home office aren't all rosy. Read on to learn about five myths of working from home.

Focus Workshop
What Do You Do After a Data Breach?
There's no question that data breaches are on the rise. Since the Identity Theft Resource Center (ITRC) first began tracking data breaches in 2005, more than 5,500 breaches have exposed more than 800 million consumer records to identity thieves and hackers. Fortunately, consumers are taking action.

Owner's Manual
Tips For Hiring Seasonal Employees
Seasonal peaks usually require hiring short-term temporary and part-time employees to supplement the regular workforce. However, the processes of hiring, training and managing temporary employees are different than they are for regular, full-time staff. Following are some tips to hiring and managing seasonal help.

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Convenience AND Savings
Did you know that there are over 6,300 CVS/pharmacy stores in the U.S.? Chances are there is a CVS/pharmacy location near you. If not, you can always visit online at AFS Members receive an ExtraCare® Health Card with membership, allowing you to save an additional 20% every time you use your ExtraCare® Health Card to purchase CVS/pharmacy brand health-related items. These products are the same high quality as national brands, but cost much less. Use your ExtraCare® Health Card for cold and flu remedies, pain relievers, stomach remedies, baby care, first aid and more to stock up your medicine cabinet today!

For more information about the ExtraCare® Health Card, click here

Are you a small-business owner or self-employed?
Are you a consumer who wants to provide benefits
for yourself or your family?
To meet your specific needs, AFS has created three membership packages. Select from the Independence, Liberty, or Access package and choose from a wide variety of benefits that help you save money and provide protection for the unexpected.
Setup your AFS Web Account

Your Web Account is your key to exclusive members-only features on the site.

»Order your benefits online.

»Get contact information for AFS benefit providers.

»Keep informed about the latest benefit updates & special offers.

Explore the Site

We invite you to explore some of the most popular features of our Web site:

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Potential member savings are annual and are based on a pricing study administered by Spire based in Dallas, TX. Potential member savings are annual and represent the sum of commonly used benefits available to AFS Members. Benefit availability dependent upon state of residence, package option and member level, and maybe subject to change.

2015 Americans For Financial Security For More Information: 1-800-492-1016