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Focus on Success AFS Update
AFS Coach
Improve Your Productivity. Get Some Sleep!
If your productivity is suffering, take a look at your sleeping habits. Chances are, you're not catching enough Zs at night to keep yourself perked up during the day. If nighttime sleeplessness is interfering with your daytime duties, NSF offers these tips to help you catch those elusive Zs.

StartUp Success
Premium Tax Credit vs. BASE® HRA
Small business owners have so much more to think about in the age of the Affordable Care Act. Understanding all of the rules and regulations is just half the battle. Here are a few things to help you not only know the difference between the Premium Tax Credit and Section 105 HRA, but also knowing which deduction could provide more savings.

Focus Workshop
4 Tips to Keep Weight Loss On Track
The start of a new year often means the start of a healthier lifestyle. But even with steely willpower, many people make mistakes that foil their best intentions. Here are four tips to help you maintain your weight loss goals.

Owner's Manual
Secrets To Marketing Your Family Biz
Your family business has a story to tell. It's not just about your products and services. It's about the traditions, values and stability that your family firm has built. Here's an eight-point checklist that will help you think about and communicate your family business story.

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Convenience AND Savings
Did you know that there are over 6,300 CVS/pharmacy stores in the U.S.? Chances are there is a CVS/pharmacy location near you. If not, you can always visit online at CVS.com. AFS Members receive an ExtraCare® Health Card with membership, allowing you to save an additional 20% every time you use your ExtraCare® Health Card to purchase CVS/pharmacy brand health-related items. These products are the same high quality as national brands, but cost much less. Use your ExtraCare® Health Card for cold and flu remedies, pain relievers, stomach remedies, baby care, first aid and more to stock up your medicine cabinet today!

For more information about the ExtraCare® Health Card, click here

Are you a small-business owner or self-employed?
Are you a consumer who wants to provide benefits
for yourself or your family?
To meet your specific needs, AFS has created three membership packages. Select from the Independence, Liberty, or Access package and choose from a wide variety of benefits that help you save money and provide protection for the unexpected.
Setup your AFS Web Account

Your Web Account is your key to exclusive members-only features on the site.

»Order your benefits online.

»Get contact information for AFS benefit providers.

»Keep informed about the latest benefit updates & special offers.

Explore the Site

We invite you to explore some of the most popular features of our Web site:

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Potential member savings are annual and are based on a pricing study administered by Spire based in Dallas, TX. Potential member savings are annual and represent the sum of commonly used benefits available to AFS Members. Benefit availability dependent upon state of residence, package option and member level, and maybe subject to change.

2015 Americans For Financial Security For More Information: 1-800-492-1016