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Focus on Success

The monthly E-Zine featuring information to help entrepreneurs realize their dreams and become financially sound, competitive and successful.

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What The New Credit Card Rules Mean For You
The provisions in the Credit Card Accountability Responsibility and Disclosure (CARD) Act that passed last year are now going into effect and should save consumers at least $10 billion a year, reports the Pew Foundation. The savings come from new rules governing the fees and penalties that credit card issuers can charge cardholders.

How To Find A Better Bank
Are you fed up with the fees and impersonal service you get from your bank? Are you fuming about the fact that big banks may have received billions of dollars in federal bailout funds? Then it might be time to start looking for an alternative.

Watch Out for Product Recalls
Unfortunately, there is no clear protocol for product recalls, and the system for handling them is complex and decentralized. That means it’s up to you to stay informed so you’ll know what to do when something you use is no longer safe. Here are five tips that will help make that job easier.

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Recordkeeping Starts Here
This month you may be thinking more about the start of the school year than the start of tax season. But getting your recordkeeping act together now can help reduce your stress when it’s time to file your taxes.

Don’t Cut These Costs!
Cutting back on unnecessary spending is always a smart idea, but be careful. Here are five costs you might be tempted to cut during tight times. Cutting these expenses will simply cost you much more in the long run.

Manage Your Debt: 4 Tips
For many people their level of debt is reasonable, and making payments is no problem. But for those who experience a financial emergency or those who let their spending get out of control, debt can be a heavy burden. Here are five tips that can help you reduce your debt and avoid incurring more.

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5 Smart Credit Card Tips
Small-business lending is in the tank. Even businesses with superior credit can’t seem to get the money they need from traditional lending sources. Enter small-business credit cards. More and more owners are turning to them to help manage the cash flow of their businesses.

Work, Kids And Summertime
Summertime means a fun time for most kids. But for small-business owners, keeping those out-of-school kids entertained can be a job unto itself. What’s a good parent and smart business owner to do? Here are 10 tips that might help.

The BBB and Your Business
Thinking about joining the Better Business Bureau? This primer will help you decide if a paid membership is the right thing for your small business.

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5 IRS Tips For Kids With Summer Businesses
If you’re the parent of an industrious child who started a business for extra income during the summer, the Internal Revenue Service has a few facts you should know.

Can You Benefit From HIRE?
In March, the federal government provided a little extra encouragement for businesses to hire unemployed workers with the passage of the Hiring Incentives to Restore Employment Act, or HIRE Act.

Rehab Your Business Reputation
Whether you’ve been badmouthed by a single detractor or ganged up on by a group of locals, the key to rehabilitating your image is effectively managing complaints. Here’s how.

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